Reducing Auto Claims for Businesses
Vehicle-related crashes are the leading cause of work-related deaths. In addition to the potential for loss of life, work-related automobile accidents expose businesses to liability risks, legal expenses, lost time, decreased productivity, and increased insurance and workers’ compensation rates. Whether your business leases a single passenger car or owns an entire fleet of commercial vehicles, auto liabilities must be monitored in order to try to prevent these ramifications. Businesses can actively manage auto risks by setting driver qualifications, creating driving rules, and implementing driver training. Review the following guidance to learn more about how to reduce auto claims for your business. Set Driver...
PA/FEMA Disaster Center Opens in Chester County
The Commonwealth of Pennsylvania/FEMA Disaster Recovery Center is now open to help those whose homes or personal property were affected by the remnants of Hurricane Ida between August 31 -September 5, 2021. The disaster center location and hours are as follows: Ashbridge Square Shopping Center 945 E Lancaster Ave Downingtown, PA 19335 Hours of Operation: Monday to Friday: 10 a.m. to 7:00 p.m. Saturday: 10:00 a.m. – 5:00 p.m. Disaster Recovery Centers provide disaster survivors with information from Pennsylvania state agencies, FEMA and the U.S. Small Business Administration. Survivors can get help applying for federal assistance, learn about the types of assistance available, learn about the appeals process...
Hurricane Ida Recovery Resources
Hurricane Ida caused unprecedented flooding and damage to many area homes and businesses. The advisors at Arthur Hall Insurance want to be sure you have access to the recovery resources you need. Please visit the links below. On the Federal Level: FEMA Hurricane Ida Disaster Assistance President Biden approved a disaster declaration in Pennsylvania thus opening federal funds and services for Ida victims. The President's action makes federal funding available to affected individuals in Bucks, Chester, Delaware, Montgomery, Philadelphia and York counties. Assistance can include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses and other programs to help...
Arthur Hall Insurance Featured in “Around the Square”
Many thanks to Historic Kennett Square for featuring Arthur Hall Insurance in their "Around the Square" digital newsletter. We are grateful to live, work, and play in such a wonderful community and it's surrounding areas. Please learn more here: https://historickennettsquare.com/client-care-arthur-hall-insurance/ ...
Protect Your Home with a Water Leak Detection Device
Did you know that WATER is the #1 source of non-weather-related damage? Or that 45% of all interior damage is caused by water? That’s more than fire or burglary! Water damage is serious. One of the newest features in protecting your home from potential water damage is the installation of a flow-based water leak detection or automatic water shut-off device. The device monitors the flow of water throughout your home. Installed by a plumber directly onto your water line, the device will detect any unusual water activity that may be caused by a leak somewhere in your plumbing or pipes. When water...
Evan D. Ridington joins Arthur Hall Insurance
Arthur Hall Insurance welcomes Evan D. Ridington, as a Commercial Insurance Account Executive based in the West Chester, PA office. Evan’s most recent experience includes success as a Personal Lines Producer with a start-up independent insurance brokerage firm and working with BMW USA to help integrate a new company-wide auto buying user experience. These positions led him to understand the importance of differentiating one’s self from the competition by providing value-added resources and building lasting, trusting business relationships; all of which are tenets of the Arthur Hall Insurance mission and business model to always advocate on behalf of every client. Agency...
Victoria Marshall Earns CIC Designation
Arthur Hall Insurance proudly announces that the Certified Insurance Counselor designation has been bestowed upon Commercial Lines Account Manager, Victoria (Vicki) Marshall. Vicki joined the agency in 2018 and is based in the Wilmington, Delaware office. Recognized throughout the industry, the CIC designation marks a standard of achievement, personal dedication, and expertise to succeed in an ever-changing demanding profession. CIC Society’s national member requirements include the successful completion of rigorous graduate level examinations, satisfaction of experience requirements, and are bound by a strict code of professional ethics. “Professional development and continuing education is a cornerstone of the Arthur Hall Insurance philosophy of...
Trends Driving Social Inflation and How to Respond
As an insurance buyer, you may have heard the term “social inflation” used by your insurer to explain the factors driving up the cost of coverage in today’s market. In general, social inflation refers to the rising costs of insurance claims that are a result of societal trends. Trends such as increased litigation, broad insurance policy interpretation, plaintiff-friendly legal decisions and larger jury awards all drive social inflation in the insurance space. As the insurance market changes, it’s important for businesses to understand what’s currently driving social inflation. Doing so not only provides you with a better understanding of the issues...
Say No to Ice Dams and Frozen Pipes
Reduce the Risk of Ice DamsInsulate and ventilate attic space: The underlying cause of ice dams is a warm roof, and the best way to address this is to hire a licensed contractor to inspect your attic space for proper insulation and ventilation. They should evaluate and ensure that: Attic space is properly ventilated to carry away warm air. Living space is well insulated and all points where warm air may leak up into the attic are sealed.Clear snow: If your home has experienced ice damming in past seasons, enlist the help of a professional to rake excess snow off...
Cyber Risk – SolarWinds Orion Advisory
The Arthur Hall Insurance team is following the cyber insurance ramifications of the SolarWinds Orion Supply Chain Cyber Incident. FireEye, a cyber-security company, discovered this large cyber incident in December and the extent and scope of the occurrence is still unfolding. malware used in this cyber intrusion is also known as SUNBURST. The hackers compromised SolarWinds Orion software, which in turn impacted a large amount of government entities and private companies. We are providing this notice due to the size of this incident as well as the cyber insurance marketplace response. If you have not already done so, we recommend you contact...