Top

Personal Insurance News

Arthur Hall Insurance / Personal Insurance News
12 Jul

Keeping Your Home Protected During Vacation

When you and your family are preparing to leave for a vacation, it’s easy to overlook basic home safety precautions. After all, there are a number of risks that could affect your home while you’re away—including fires, theft and flooding. In order to keep your property safe while you’re on vacation, consider the following guidance. Unplug small appliances and electronic devices. Stop the newspaper and mail. To do this online, visit the U.S. Postal Service’s website. Lock all windows and doors. Arrange to have your lawn mowed or snow shoveled while you’re away. Have a neighbor keep an eye on...

22 Mar

Spring Maintenance To-Do List

 How Did Your Home Hold Up? As the calendar turns to spring, it’s time to assess how your property weathered the winter. This is a good time to make a “to-do” list to prevent property maintenance and liability issues. Starting from the top: Roof – Have a roofer check for lifting, curling or missing shingles, or shingles that have suffered granular loss. Remove any debris or built-up moss that can reduce your roof’s life expectancy. Clean gutters of any leaves or debris. Siding and gutters – Repair any damaged or loose siding; replace any damaged gutters and fascia. Exterior paint – Warm weather is also a great opportunity...

9 Mar

Insurance can protect your pandemic renovations

Consider all factors when calculating replacement cost after home renovations. If you are like millions of other people, during the pandemic you have made improvements to your property. Whether you installed a pool, remodeled rooms or finished your basement, now is a good time to check in with your independent Arthur Hall Insurance agent to ensure your homeowner coverages are still adequate. The first thing to understand is how remodeling an existing space versus adding a space affects replacement cost. REMODELING You may think coverage needs to be increased by the amount it cost to renovate a space. But during renovations, existing materials already...

15 Jun

Protect Your Home with a Water Leak Detection Device

Did you know that WATER is the #1 source of non-weather-related damage? Or that 45% of all interior damage is caused by water? That’s more than fire or burglary! Water damage is serious. One of the newest features in protecting your home from potential water damage is the installation of a flow-based water leak detection or automatic water shut-off device. The device monitors the flow of water throughout your home. Installed by a plumber directly onto your water line, the device will detect any unusual water activity that may be caused by a leak somewhere in your plumbing or pipes. When water...

23 Feb

Say No to Ice Dams and Frozen Pipes

Reduce the Risk of Ice DamsInsulate and ventilate attic space: The underlying cause of ice dams is a warm roof, and the best way to address this is to hire a licensed contractor to inspect your attic space for proper insulation and ventilation. They should evaluate and ensure that: Attic space is properly ventilated to carry away warm air. Living space is well insulated and all points where warm air may leak up into the attic are sealed.Clear snow: If your home has experienced ice damming in past seasons, enlist the help of a professional to rake excess snow off...

25 Oct

5 Things Every Parent Of A Teen Driver Should Do

Every parent knows the mixed feelings of seeing your child grow into a teenager. You're happy and proud that they're becoming more independent and taking on new challenges, but all the while you're hoping you've done everything you could to raise them to be responsible young people. Furthermore, it's common to have some fear about what they'll encounter in the world. This is never more true when your teenager starts to drive. Mile for mile, teen drivers have crash rates nearly four times those of drivers age 20 and older, according to the Insurance Institute for Highway Safety. Teenagers' maturity level can...

25 Oct

What Does Umbrella Insurance Cover?

Whether it's a serious car accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners or boat policies. Travelers Umbrella Insurance Can Provide: An extra $1 million to $10 million of liability coverage, which can help protect assets such as your home, car and boat.Coverage for claims like libel, slander, defamation of character and invasion of privacy. It also helps cover defense costs, attorney fees and other charges associated with lawsuits. This coverage also extends to international occurrences. An umbrella policy is a valuable addition to any auto,...

30 Sep

Fall Home Maintenance Tips

While spring is a common time for many homeowners to spend some extra attention on upkeep and maintenance, autumn is just as critical a season for preparing your home to withstand the potentially harsh winter weather and temperature conditions that may await you. By making maintenance part of your annual fall routine you can identify potential problems before they arise, and help prepare your home and property for what Mother Nature has to offer. Following are some home maintenance tips to help you prepare for the coming winter: Have your heating system cleaned and inspected annually by a qualified technician.Replace your furnace...