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commercial lines Tag

Arthur Hall / Posts tagged "commercial lines"
13 May

Trends Driving Social Inflation and How to Respond

As an insurance buyer, you may have heard the term “social inflation” used by your insurer to explain the factors driving up the cost of coverage in today’s market. In general, social inflation refers to the rising costs of insurance claims that are a result of societal trends. Trends such as increased litigation, broad insurance policy interpretation, plaintiff-friendly legal decisions and larger jury awards all drive social inflation in the insurance space. As the insurance market changes, it’s important for businesses to understand what’s currently driving social inflation. Doing so not only provides you with a better understanding of the issues...

7 Jan

Loré L. Baker Achieves Prestigious Claims Designation

Arthur Hall Insurance is proud to announce that the Associate of Claims (AIC) designation has been conferred upon Loré L. Baker as she successfully completed all required coursework and passed the national examination for this significant designation. Lore is a dedicated Commercial Lines Claims Advocate for the agency. Developed by the Institutes with support from the National Association of Independent Insurance Adjusters, the Associate in Claims is a nationally recognized educational program for claims. Candidates are required to complete 160 course work hours including ethics courses covering the handling of insurance claims. Offering varied learning tracks, Loré’s focus on General Liability strengthens...

30 Sep

Fall Home Maintenance Tips

While spring is a common time for many homeowners to spend some extra attention on upkeep and maintenance, autumn is just as critical a season for preparing your home to withstand the potentially harsh winter weather and temperature conditions that may await you. By making maintenance part of your annual fall routine you can identify potential problems before they arise, and help prepare your home and property for what Mother Nature has to offer. Following are some home maintenance tips to help you prepare for the coming winter: Have your heating system cleaned and inspected annually by a qualified technician.Replace your furnace...

30 Sep

Employment Practices Liability Insurance

From the moment that you start the pre-hiring process until the exit interview, you are vulnerable to an employment-related lawsuit. As a result, your business should take a hard look at whether it can afford to defend itself against alleged wrongful employment practices accusations. If not, there is an insurance solution called employment practices liability that protects against wrongful termination, discrimination or sexual harassment suits from your current, prospective or former employees. This coverage applies to directors, officers and employees, and can sometimes extend to third party liabilities. Why Choose Employment Practices Liability Insurance? According to researchers, three out of five employers...

27 Aug

Ginger Glassman Achieves CISR Elite Status

Arthur Hall Insurance is pleased to announce that the distinction of CISR Elite has been conferred upon Virginia (Ginger) Glassman, of Coatesville, PA,as she successfully completed all nine, classroom or online courses covering all areas of insurance risks and exposures, followed by extensive examinations. The nationally recognized Certified Insurance Service Representative (CISR) Program, available to insurance professionals around the world, is distinguished from other programs of its kind by an annual continuing education requirement, which ensures that designees stay current on important policy changes and trends within the industry. Five successful courses are required to achieve the CISR designation; passing all...

11 Dec

Cyber Security Planning Simplified*

Privacy and data breaches, security compromised, millions of dollars lost, businesses closed; you have heard the horror stories of why you need to be concerned. Most solutions can leave small business owners overwhelmed, however there are practical ideas within reach for any organization. Here are a few steps to get you started: Provide online cyber awareness training to your employees. Your greatest vulnerability is your people, not your equipment or software. There are several inexpensive or free resources available. Document the steps you are taking to protect your sensitive data. Cyber laws and regulations use very general terms. You need to...