What Does Umbrella Insurance Cover?
Whether it's a serious car accident involving pricey medical bills or an incident on your property, you can quickly find yourself responsible for damages that exceed the limits on your auto, homeowners or boat policies. Travelers Umbrella Insurance Can Provide: An extra $1 million to $10 million of liability coverage, which can help protect assets such as your home, car and boat.Coverage for claims like libel, slander, defamation of character and invasion of privacy. It also helps cover defense costs, attorney fees and other charges associated with lawsuits. This coverage also extends to international occurrences. An umbrella policy is a valuable addition to any auto,...
Fall Home Maintenance Tips
While spring is a common time for many homeowners to spend some extra attention on upkeep and maintenance, autumn is just as critical a season for preparing your home to withstand the potentially harsh winter weather and temperature conditions that may await you. By making maintenance part of your annual fall routine you can identify potential problems before they arise, and help prepare your home and property for what Mother Nature has to offer. Following are some home maintenance tips to help you prepare for the coming winter: Have your heating system cleaned and inspected annually by a qualified technician.Replace your furnace...
Vacation Tips to Keep Your Home Safe
Top 10 tips to keep your home safe while you are away on vacation. Be sure you have adequate insurance coverage to protect your home and belongings....
Tips to Make Halloween a Treat
As you and your family bring out the Halloween decorations and prepare for parties and trick-or-treaters, take time to evaluate the liability exposures associated with having guests on your property. Keep the following tips in mind to ensure Halloween is safe and happy for your family and guests. AROUND YOUR HOUSE Make sure sidewalks, driveways and stairs are well-lit for visibility and clear of anything that may create a trip-and-fall hazard, especially if you anticipate having guests after dark for Halloween festivities. Avoid any potential hazard by keeping your family pets away from your Halloween guests and visitors. Even the friendliest of...
Be Prepared: Holiday Fire Safety at Home
Four Fire Hazards and Tips to Avoid Them* Picture your perfect holiday. Perhaps you hear family members laugh while the fireplace crackles in the background. Or you enjoy your favorite holiday meal surrounded by friends and the glow of candlelight in your carefully decorated dining room. With all the holiday buildup, you might not be thinking about fire safety. But you can help preserve these peaceful memories by doing a little preparation. Nearly 156,000 fires occur during the winter holiday season, causing 630 deaths, 2,600 injuries, and approximately $936 million in property damage, according to the U.S. Fire Administration. "These are tragic losses...
Smart preparations help protect homeowners in peak hurricane season
Tips to Stay Safe During a Hurricane Peak hurricane season is upon us and many may be impacted by the current storms predicted to make landfall along the eastern seaboard. To help homeowners keep their families and their property safe during a hurricane, Arthur Hall Insurance offers tips to help prepare. Here’s a list of easy-to-do action items that can be completed in advance and improve your odds of weathering the storm safely.” Hurricane preparation tips*: • Create or update a home inventory. It is one of the most important, but often overlooked preparations. Homeowners’ insurance claims are more likely to be processed up...
Back to School Bus Safety
Keep Kids Safe With These School Bus Safety Tips It’s that time of year again…schools are gearing up for fall and that means more traffic and school buses filled with children on the roads. Now is a good time for parents to remind children of these safety rules while at the bus stop and on the bus. At the bus stop: Arrive early – allow at least 5 – 10 minutes before scheduled pick up time. Walk do not run to the stop – hurrying can lead to careless injury. Stay on sidewalks if available – if no sidewalk, walk on the left...
Keeping Your Home Protected
Ten Tips to Discourage Theft Deter burglars, protect your home and family from theft with these easy to follow tips. Lighting – keep the outside of your home well lit at night. Consider outdoor motion-sensor lights around the home’s exterior. Set timers to control interior lights to turn lights on and off when you are away. There are also a variety of light plugs that can be controlled via smartphone. Check your local hardware or home improvement store. Always keep doors and windows locked. Keep garage doors closed. A would-be thief can easily “take inventory” in an open garage. Do NOT...
Protect and Care for Jewelry
Have you recently added a precious heirloom or new piece of jewelry to your collection? Whether it's old or new, be sure to protect your valuables. Jewelry Care - Protect your Jewelry from Damage Damage Prevention - Store jewelry items separately in a soft cloth. Your jeweler will often have fabric pouches for this purpose. Do not twist or bend semi-rigid chains as this can cause permanent damage. • Watch Care - Replace scratched or broken crystals. Even hairline cracks can allow dust and moisture into the mechanism threatening its accuracy. Check clasps periodically. • Diamond Care - Use mild detergent or a sudsy...
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