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Small Business  
Small Business

Policies Designed for Main Street America

If your business is a Main Street America type of business, like a professional office, small retail store, or a small restaurant, then a Business Owner’s Policy, or BOP, may be right for you. The Business Owner’s Policy is designed for Main Street America, the backbone of our American economy.

A Business Owner’s Policy combines your property and liability coverage on one simple form, providing a host of add-on coverage for no or very little additional premium.

A Business Owner’s Policy can include important coverage for things such as:

  • Business Interruption
  • Valuable Papers
  • Computers and Media
  • Accounts Receivables
  • Building
  • Business Personal Property (Contents)
  • Property In Transit
  • Property Off Premises
  • Personal Property of Others (Bailee)
  • Computer Hardware, Software and Lost Data
  • Mechanical Breakdown/Boiler Coverage
  • Money and Securities On and Off Premises
  • Valuable Papers
  • Fine Art
  • Exterior and Interior Glass
  • Loss of Business Income and Extra Expense
  • Fire and Tenant Legal Liability
  • Hired Auto Liability
  • Non-Owned Auto Liability

An Arthur Hall Insurance professional has the experience and expertise to advise you on the correct coverages to best suit your business insurance needs.