Policies Designed for Main Street America

If your business is a Main Street America type of business, like a professional office, small retail store, or a small restaurant, then a Business Owner’s Policy, or BOP, may be right for you. The Business Owner’s Policy is designed for Main Street America, the backbone of our American economy.

A Business Owner’s Policy combines your property and liability coverage on one simple form, providing a host of add-on coverage for no or very little additional premium.

A Business Owner’s Policy can include important coverage for things such as:

• Business Interruption
• Valuable Papers
• Computers and Media
• Accounts Receivables
• Building
• Business Personal Property (Contents)
• Property In Transit
• Property Off Premises
• Personal Property of Others (Bailee)
• Computer Hardware, Software and Lost Data
• Mechanical Breakdown/Boiler Coverage
• Money and Securities On and Off Premises
• Valuable Papers
• Fine Art
• Exterior and Interior Glass
• Loss of Business Income and Extra Expense
• Fire and Tenant Legal Liability
• Hired Auto Liability
• Non-Owned Auto Liability

An Arthur Hall Insurance professional has the experience and expertise to advise you on the correct coverages to best suit your business insurance needs.